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Old 26th November 2008, 12:57   #1 (permalink)
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Travel Insurance

I am going away for a month in December and wonder whether I should buy travel insurance here or in the Uk. Can anyone tell me what they have done when they have gone away from Turkey or whether there would be any problems buying a policy in the UK and perhaps having to make a claim as I have not been back to the Uk for some time.
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Old 26th November 2008, 16:57   #2 (permalink)
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Re: Travel Insurance

If your a british citizen then surely your covered by the NHS ??.
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Old 26th November 2008, 17:28   #3 (permalink)
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Re: Travel Insurance

We live in Antalya all year round but use Expedia in the UK. to book our Hols.We bought there Travel Insurance earlier this year and unfortunately my wife was ill.When we tried to claim they said ' read the small print ' I would have said --very small. Anyway if you live/ your address is out of the UK. you are not covered.Trying to find Travel Insurance in Turkey is like Rocking Horse ****.We are off again ( I think ) Istanbul to Bangkok Dec. 5th.Somebody just has to clear out the airport there.We use our New Health Insurance now but it does not cover you for Flight cancellations, Lost Baggage etc. If it did, there would be ' very small print ' that would exclude Civil Unrest . Do they sell Chang Beer in Turkey ?

Ian
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Old 26th November 2008, 18:38   #4 (permalink)
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Red face Re: Travel Insurance

We get our insurance through " Seven Corners " insurers - they even insure Ibrahim for his 4 months in UK and also for his holidays to another country
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Old 26th November 2008, 19:50   #5 (permalink)
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Re: Travel Insurance

Hi Luckycat.Are they Turkish ? and if so, could you let me have details.Or if you live abroad, are you covered ?

Thanks.

Ian
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Old 26th November 2008, 20:17   #6 (permalink)
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Red face Re: Travel Insurance

Hi no not Turkish- could not find a Turkish company to insure us

Its part of Liason majestic group

www.sevencorners.com/insurance

You get an ID card etc - we did it last year and this year and its a reasonable price for what we want
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Old 26th November 2008, 20:24   #7 (permalink)
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Re: Travel Insurance

Quote:
Originally Posted by Ian
If your a british citizen then surely your covered by the NHS ??.
Not true, if you are out of UK for even a few months you could be billed for any treatment. NHS staff don't always ask outright if you have been out of the UK but engage you in chit chat to see what info you might divulge, you then get a letter advising that further investigations are needed to determine if you are entitled to free treatment or not.
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Old 26th November 2008, 22:16   #8 (permalink)
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Re: Travel Insurance

If you have boxed clever you will have one letter going to an English address so you can see a doctor etc if you need to, best if it is a relative or close friend.
When i left the doctor said he would leave me on record so i can go see him if i need to.
Even if you live and work in the U.K seeing a doctor away from home is difficult.
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Old 27th November 2008, 00:06   #9 (permalink)
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Re: Travel Insurance

For most of the uk companies the first question you will be asked is
Are you a permanent resident of the UK
Are you registered with a uk doctor
Is your trip starting in and returning to the UK. If you answer no to any of these
then they wont cover you.
I am sure there will be specialist companies that may be able to cover you. but read the small print.

You would be amazed by the things you are not covered by on holiday insurance and some of the things you are!!

I have to sit my insurance exam each year to be able to sell travel ins. and some things are weird.

Gail
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Old 27th November 2008, 11:32   #10 (permalink)
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Re: Travel Insurance

When i went to Australia i got insurance with Pegasus on there web site.You can also get travel insurance with Garanti Bank and Avia Sigorta
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