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Old 29th February 2016, 15:59   #11 (permalink)
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Cool Re: Question for those with SGK Healthcare

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Originally Posted by villabaris1 View Post
You are right ME about them not needing health insurance for RP purposes when they are over 65. It is up to them of course if they think that is the best decision when living in a foreign country where medical bills can be very high. However, as always, a personal choice and worth remembering that they must have residency permits for a full year before they can join SGK.

The issue over UK state pensioners not being able to be "dependents" refers to a change in the SGK rules a few years ago where once you received a UK state pension you could no longer be covered by your spouses SGK premiums and had to join the scheme yourself. Hence, a married couple both in receipt of UK state pensions must have separate SGK cover at the rate of 395TL a month - if they decide to join the scheme. If there is an age gap between the couple, the pensioner can still have their younger spouse covered on their SGK until they receive their own state pension.
I understand the necessity for health care coverage, it was the over 65 issue that I wanted to clarify. You did and thank you.

On to the pension issue please.

It is my understanding that to apply for RP one must have a minimum of $500 USD monthly income or the equivalent ($6000 USD) in a Turkish savings account to qualify.

I thought that if a married couple apply for RP and can show $1000 USD monthly in a pension or $12000 USD in a Turkish savings account they must apply separately but one spouse can claim the income of the other as a means of support for the two of them.

If this is correct then why does one spouse need to declare a second UK pension if one meets the income requirements for both?

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Old 29th February 2016, 17:53   #12 (permalink)
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Re: Question for those with SGK Healthcare

Can one assume that if the wife chooses to defer her pension... She is then still a dependent for SGK?
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Old 1st March 2016, 12:46   #13 (permalink)
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Re: Question for those with SGK Healthcare

I wouldnt assume anything when its Turkish Govt/SGK related!!!
From personal experience I can tell you the SGK tends to knock the "dependent" off the system when they reach what they believe is pension age (without telling you and you are unaware until you try to get medical treatment only to be told you havent been covered for x number of months) and then its up to you to rejoin or put forward why the law doesnt refer to you. Whether or not the SGK has heard of - or is even bothered about - a deferred UK pension is another matter of course.
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Old 2nd March 2016, 07:58   #14 (permalink)
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Question Re: Question for those with SGK Healthcare

Either I am too thick to understand, my question is poorly formed, or I did not get a complete answer.

A married UK couple apply for RP
They have $1000+ USD monthly in a government retirement pension
OR they have $12000 USD in a Turkish savings account

Can they together/combined claim this as their proof of income?

If this is correct then are both required to declare both UK pensions?

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