OK. the deed has been done today! my mistake thought i had a few extra days, life in turkey is just one long sunday....lol
After trailing round trying to obtain quotes decided to stay where i was with Aviva, uk known as commercial union. the web site is
www.avivasigorta.com you will be able to locate different countries and see the head office in london and also on FAQ see why they changed names fron Norwich Union to Commercial union now Aviva.
Dask (mandatory gov earthquake insurance) has increased to 83.60ytl per annum
My insurance decreased (1 yrs discount) from 375ytl to 326ytl. property size semi detached villa 100-130Sqm, residency, and security grills discount.
one of the extra covers is for 90,000 ytl earthquake,
Bina (yangin) Building ins (fire) 100,000ytl
Esya (eeshya) contents furniture etc..) 20,000ytl
komsuluk mali sorumluluk (basically cover if my property damages neighbours(ing) .......................120,000ytl
Hirsizlik (thieves, theft)...........18,000 ytl
Dahli su (inside water damage)........120,000ytl
sel ve su baskini (flood & water, sudden) 120,000ytl
enkaz kaldirma (bina)(debri removal) 5,000ytl
there are a few other items, one 12,000ytl for support acc whilst property is being repaired.
total cost for one year Dask and normal, 410.07ytl
Hope this is as clear as mud!