Sniffy

I checked the old threads and went to Intasure for a quote to insure the apartment, they got back to me very quickly with a quote
£50,000 Buildings & £6000 contents accidental damage and earthquake. £150 excess (i think) = £231.38
Is this reasonable this year or are others offering better prices?

Help appreciated

Mr Turkey

Hi debs,

It does seem reasonable , best to check what your rebuild cost would be for your apartment. Intasure has some restrictions - no liability insurance for communal areas / pools being one to be aware of.

DASK ( earthquake insurance ) is not included I think.

MR TURKEY

denise bannell

try AXA in turkey

Sniffy

Ok - now I'm confused.
I just got a quote from Insuredabroad,
£50,000 re-build home
£6000 contents
£150 excess. You then click for accidental damage, and earthquake and a little calculator adds the additional premium. - I clicked both.
I didn't choose accidental damage by tenant (it took it £26 extra, good option though and you can see what your 'extra's' cost)

Total: £161.36 (lower tax and admin)

Then - I get the quote from insuredabroad by e-mail - and its headed paper is INTASURE.

Compare like this:
Insuredabroad / Intasure
50k Buildings £148.50 / 50k Buildings £103.95
6K Contents £52.80 /6K Contents £36.96
Tax & other costs £12.08 / tax other £8.45

I'll go with Insuredabroad - and if they bump it up when I go to pay I'll let you know!

Mr Turkey

Hi debs,

If you have selected earthquake as an extra, then that should be your "dask" insurance . Its not included as standard - but it sounds like you have taken it as an option.

MR TURKEY

keny

Hello Sniffy,
I took the current route your on for insurance which I thought was expensive and had drawbacks.We have a gold insurance from Gunay Sigorta for £200 for our 4 bed villa in turkey.This includeds medical assistance and a call centre if repairs are needed with no excess.The drawback with turkish insurance can be the lenght of time it takes to process a claim.Other than that as long as you report immediately to the police, and you have your receipts OK. James.

no7reg

Hi everyone

On this topic I am also currently insured with Intasure and as Mr Turkey has mentioned they do not provide liability insurance for communal areas such as pool etc. Does anyone know of a company that would provide such cover as a seperate policy. I am not sure what ones liability would be in Turkey, if god forbid, someone was to get injured whilst renting a property and making use of communal facilities. Anyone got any advice regarding this subject?

Dave

no7reg

Hi

Sorry, Please ignore my last post. I see the matter has been well covered in a previous post.

Dave

Sniffy

Thanks for all replies - after a bit of confusion re: payments I went ahead with the intasure policy under their net name insuredabroad. The total pament £198 inc. accidental damage (didnt take accidental by tenants option) and earthquake.
Helen from intasure (who has called me 3 times) says this also includes public liability for accidents at the pool. (I asked after your posts) I will wait till I get the full policy schedule to double check this as I am not convinced.

One thing to look out for - if you click earthquake and the price doesn't go up, it hasn't registered. Worth noting as thats why my internet quote was £161, this has to be refunded now and I have to pay again. This is meant to happen tomorrow - fingers crossed

Have to say - so far Intasure staff have been friendly & pleasant and have responded when they say they will and have tried to find out the answers to questions.

So far so good