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Old 11th February 2018, 07:32   #1 (permalink)
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Interest rate ın Zıraat and other banks

Hey

Does anybody know about the interest of the vadeli hesap in Ziraat Bankasi? Two years ago it gave me 8 percent as far as I remembered for 10000 tl. It means that, every month it pays extra money for my main account. 65 tl for months with 30 days. It is not a yearly vadeli and the advantage is that you could withdraw any time you want without fare (ceza)
I asked yesterday they told me that they give 4.5 percent!! They mıght be wrong ıt ıs not possıble. I am sure that 2 years ago they gave me 8 percent. Now ıt should be much higher.
Also what ıs the dıfference between Şube Oranları and İnternet Şube Oranları. The second one seems that pay hıgher 10,75 percent for more than 1000 tl. I want to have the more ınterest and I could wıthdraw money wıthout payıng penalty after a month or two


Please give me information.
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Old 11th February 2018, 07:37   #2 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

I cannot put a link whıch shows what I meant
İnternet Şube Mevduat Hesabı what is thıs?
2 years ago they dıd not talk about this thing and they just made a contract

Last edited by Turkan; 11th February 2018 at 07:40..
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Old 11th February 2018, 09:06   #3 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

I think the Mevduat hesabi is a fixed time account which matures (gives interest) at the end of the time that you chose. You will be able to post links when you have made mors posts on TLF. Why not look at other banks too? Some are giving 11% or so.
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Old 11th February 2018, 09:11   #4 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

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Originally Posted by IbrahimAbi View Post
I think the Mevduat hesabi is a fixed time account which matures (gives interest) at the end of the time that you chose. You will be able to post links when you have made mors posts on TLF. Why not look at other banks too? Some are giving 11% or so.
You know when you say 11 percent ıt ıs wrıtten ın website but when you go to bank it would be different! Zıraat also gıves 11 percent but I went to the bank and they say 4.5 percent. I thınk the man made a mistake. It ıs not possıble. They gave me 8 percent when I was ın Ankara. It should be higher now. Other banks take a lot of tıme to open an account they want everything you know everything that take a lot of time and money!
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Old 11th February 2018, 09:20   #5 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

actually the percent ıs not my questıon sir
my questiıon ıs about a concept I cannot understand
ınternet mevduat hesabı and mevduat hesabı and vadelı hesab ı want the exact dıfference!
2 years ago they dıd not say anythıng and just apply the maxımum percent that tıme ın zıraat whıch was percent for 10000 tl.
Now I check and see that the maxımum ıs belong to ınternet mevduat hesabı
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Old 11th February 2018, 10:01   #6 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

It is quite common to be offered more interest on an internet or (-e account) as the banks are trying to get people to use internet banking rather than to go into the bank (so that they can employ fewer staff)> they have been so successful at this in the UK that now they are closing down small branches and laying off staff.
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Old 11th February 2018, 10:07   #7 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

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Originally Posted by IbrahimAbi View Post
It is quite common to be offered more interest on an internet or (-e account) as the banks are trying to get people to use internet banking rather than to go into the bank (so that they can employ fewer staff)> they have been so successful at this in the UK that now they are closing down small branches and laying off staff.
So I just go to the bank and say I want the maxımum faız mevduat hesab? If they tell me for example 4.5 percent as they dıd then I wıll show the thıngs I found from theır websıte!
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Old 11th February 2018, 13:16   #8 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

I am getting 13% interest on my monthly TL deposit account at Yapi Kredi bank in Side now... 12 years ago I was getting a massive 29% interest in that same account from the same bank ... Angela x
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Old 11th February 2018, 13:18   #9 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

Jesus those interest rates are one thing Turkey has above Spain or anywhere else!!!

Lucky sods!!!
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Old 11th February 2018, 13:38   #10 (permalink)
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Re: Interest rate ın Zıraat and otehr banks

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Originally Posted by saoirse View Post
Jesus those interest rates are one thing Turkey has above Spain or anywhere else!!!

Lucky sods!!!
As always the interest rates are just above the rate of inflation, so nothing really gained.
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