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Old 11th March 2020, 10:45   #1 (permalink)
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Exclamation Help! Rebuild Insurance Bodrum Merkez (not Dask)

Hi All,
I need to arrange my Building & Contents insurance for property in Bodrum. Not Dask, that done.
Problem I have is knowing the rebuild amount on my separate building insurance.
How/where can I get this from?
Can an owner set this value? Or does the insurance company?

The quote I have had gives a very, very, low rebuild amount. I know it would not cover rebuild.

Can anyone help please?
Thanks .
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Old 11th March 2020, 10:50   #2 (permalink)
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Re: Help! Rebuild Insurance Bodrum Merkez (not Dask)

Welcome to Turkish Living.
In Turkey the cost of rebuilding is not normally included in the house insurance, Clearance of a house that has been damaged for whatever reason is far cheaper than it would be in Europe, for this reason it is discounted. normally the owner can set the value for the building and the value for the contents, with some expensive items needing to be specifically named and valued, (in our case the Photo voltaic system on the roof).
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Old 11th March 2020, 14:48   #3 (permalink)
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Re: Help! Rebuild Insurance Bodrum Merkez (not Dask)

I recommend you use Intasure, which is a UK based broker for a Turkish insurance company. We've used them for years, not the cheapest but good service. They specialise in holiday home cover, with a max occupancy of 6 months, and accept that the property will be empty for long periods. They will also cover a house while being built.
Dont be tempted to go for cheaper Turkish house insurance without checking it is suitable for holiday homes. A standard house insurance policy restricts unoccupied periods to 2 or 3 months max.(Check your own UK home policy if applicable.)
You get a policy written in English with a comprehensive cover of up to 1m for buildings regardless of sq metres and can arrange extra if needed.
They have a good website and online/phone access.
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