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Old 9th February 2018, 16:05   #1 (permalink)
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Car in Ankara... Buy or lease?

Hi,

I'm trying to work out the rules...

I'll be working in Ankara for 4 years, with a residency permit that I believe gets renewed every year.

The company I work for has arranged deals with a major brand leasing agency, and I can get a new car that's maintained, insured, Tyres swapped in winter etc... all I do is put fuel in it on top of my monthly payment.

Issue is that for any reasonable sized car (I have 2 toddlers), it's a LOT of money each month.

If I could buy a car tax free, pay for everything and then give it away at the end I reckon I'd still only spend 2/3 of what the lease would be..

However, there's the hassle factor... can I get a tax free car as a non Turkish national and keep it 4 years? Is insurance etc a minefield or straight forward?

Thanks,
Jon
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Old 9th February 2018, 16:58   #2 (permalink)
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Re: Car in Ankara... Buy or lease?

Second-hand cars in Turkey are expensive - more so than in Great Britain - however, they keep their value well - so if you will be in Ankara for 4 years, it would be worth your while buying a big car to suit you and your family - then I think it would easily sell after your 4 years is up - and of course renting is like throwing money out the window, as you would have nothing to show for it at the end of your term in Turkey.

Take a look here about Buying And Selling A Car in Turkey ... https://www.angloinfo.com/how-to/tur...ing-a-used-car ... and here for the cars ... https://www.sahibinden.com/en/vehicl...query_text=car ... and here is a list of the Top 10 Car Dealers in Ankara ... https://www.yelp.co.uk/search?cflt=c...ind_loc=Ankara

x Angela x
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Old 9th February 2018, 20:28   #3 (permalink)
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Re: Car in Ankara... Buy or lease?

Quote:
Originally Posted by JonLeech View Post
Hi,

I'm trying to work out the rules...

I'll be working in Ankara for 4 years, with a residency permit that I believe gets renewed every year.

The company I work for has arranged deals with a major brand leasing agency, and I can get a new car that's maintained, insured, Tyres swapped in winter etc... all I do is put fuel in it on top of my monthly payment.

Issue is that for any reasonable sized car (I have 2 toddlers), it's a LOT of money each month.

If I could buy a car tax free, pay for everything and then give it away at the end I reckon I'd still only spend 2/3 of what the lease would be..

However, there's the hassle factor... can I get a tax free car as a non Turkish national and keep it 4 years? Is insurance etc a minefield or straight forward?

Thanks,
Jon
I assume you know that you will need to get a Turkish Driving license

If you drive in Turkey, you must have either an International Driving Permit or a notarised copy (in Turkish) of your UK driving licence. If you stay in Turkey continuously for more than 6 months, you must convert your UK driving licence into a Turkish licence. Provisional driving licences arenít recognised.

https://www.gov.uk/foreign-travel-ad...y-and-security

Tax Free Car Purchase
There a recent thread on the pros/cons of a Tax Free Car purchase

Tax Free Car Purchase

You need to be aware Fuel costs and Road Tax costs are more than the UK especially if your thinking about a 2ltr + vehicle
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Old 9th February 2018, 20:43   #4 (permalink)
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Re: Car in Ankara... Buy or lease?

I did this many years ago with a new car and it was awful hassle just to get it into my hands and thereafter. Although I greatly enjoyed the car (Jag XJS V12) for 4 years in Istanbul, there was a lot of continuing expense with the agent who dealt with yearly taxing, insurance, guarantee, etc., as I couldn't speak Turkish at that time. In particular a very hefty guarantee sum has to be lodged with Turkish Touring club (see Welcome to "DIPLOMATIC PLATE" Foreigner to Foreigner Diplomatic Plate Car Sale Agency in Ankara

But the big surprise at the end of 4 years when I left the country with the car was that the enormous security deposit I had given in sterling was (I am told) converted into turkish lira on receipt and returned accordingly. Big shock!

On the bright side, by leaving with the car I did not have the hassle of trying to find a qualifiying expat or diplomatic buyer (or paying the original tax I avoided, in order to be able to sell it to a Turk).

So, taking into account the guarantee deposit and having to find a buyer at the end of 4 years, i would advise going for the lease, or finding your own lease car (who knows where "commission" goes), or just buying a new one, (e.g. KIA with 3 year guarantee) which will hold its TL price well and sell easily, although you will suffer the TL currency loss.
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Old 9th February 2018, 21:12   #5 (permalink)
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Re: Car in Ankara... Buy or lease?

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Old 9th February 2018, 22:00   #6 (permalink)
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Re: Car in Ankara... Buy or lease?

Some great info and links here, thanks for the replies.
To be honest, the tax deposit puts me off... If I could buy a new car half price then I could probably manage that... But if I've got to find the other half to put into a deposit account that's out of my reach. Resale will also put me off...
I'll have a look at the secondhand 'full price' Turkish cars for sale, though I think for something new enough to be reliable, that's still in warranty / service plan, it'll be out of my price range.. If that's the case, then the lease car will be the way forward.
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Old 10th February 2018, 08:21   #7 (permalink)
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Re: Car in Ankara... Buy or lease?

To give you an example, a very popular car here is the Dacia duster. A friend of ours bought one new in Jan 2016. I persuaded her to go for the larger engine 1800cc deisel to cope with the hills in Istanbul when the a/c is running. She was grateful later. She returned to the UK this year and sold it in Nov 2017. Purchase price 63000TL sale price 60 000TL. Yes I realise that the exchange rate to the pound has changed a bit, but she did not lose a fraction of what she would in the UK. I would not consider leasing. Insurance is a doddle. It can be done by your bank, or walk into an insurance office and they will find the best deal for you.
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Old 10th February 2018, 14:59   #8 (permalink)
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Re: Car in Ankara... Buy or lease?

Not all cars are expensive in Turkey... these new ones seem ok for the money ...

(1) Kia Sportage 1.6L GDI 2WD M/T (4X2) COMFORT for £13,062 here ... Kia Sportage Price in Turkey - Find Review, Pics, Specs & Mileage | CarBay

(2) Fiat Linea for 45,450 TL = £8,604 ... Fiat Linea Price in Turkey - Find Review, Pics, Specs & Mileage | CarBay

(3) 2017 white diesel Citroen C-Elysee 1.6 HDi, diesel, sedan with Turkish Plates for 62,000 TL= £11,737 ...https://www.sahibinden.com/ilan/vasi...20713308/detay ... it is currently in Bursa which is a 4.5 hours drive from Ankara.

(4) Peugeot 301 1.6 HDi Active ... a 2017 grey diesel sedan with Turkish Plates but currently in Adana which is a 5 hour drive to Ankara ... cost is 65,000 US Dollars = £51,338 ... https://www.sahibinden.com/ilan/vasi...18472758/detay

(5) THIS CAR IS IN ANKARA ... Hyundai Excel 1.5 L 1993 white Sedan for 12,750 US Dollars = £9,220 It has Turkish Plates ... https://www.sahibinden.com/ilan/vasi...27084251/detay

(6) Fiat Egea 1.4 Fire Easy Plus is a blue 2016 hatchback with 5 doors and it has Turkish Plates ... It is in Ankara ... priced at 58,500 US Dollars = £42,300 ... https://www.sahibinden.com/ilan/vasi...27302527/detay

(7) Toyota Yaris 1.5 Fun Special in Ankara ... white hatchback with 5 doors ... 2017 ...automatic with Turkish Plates for 74,000 TL = £14,008 ... https://www.sahibinden.com/ilan/vasi...26768563/detay

(8) Renault Symbol 1.5 L dCi Joy ... white diesel sedan ...Turkish Plates... 2018 ... 70,000 US Dollars = £50,615 ... https://www.sahibinden.com/ilan/vasi...27161159/detay ... photos of the car here ... https://www.google.co.uk/search?q=ph...w=1280&bih=685

Over 280,000 cars for sale in Turkey ... look here ... https://www.sahibinden.com/otomobil?...ting=km-nu_asc

Best wishes for your successful car hunt... Angela x ...
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Old 10th February 2018, 15:24   #9 (permalink)
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Re: Car in Ankara... Buy or lease?

As the op has 2 toddlers and the standard of driving in large cities such as Ankara or Istanbul the options he should be looking at from a safety point of view is either a Tank or a Volvo as a Tank might not go down well that just leaves a Volvo
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Old 10th February 2018, 21:08   #10 (permalink)
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Re: Car in Ankara... Buy or lease?

Quote:
Originally Posted by angelaturkey View Post
Not all cars are expensive in Turkey... these new ones seem ok for the money ...

Over 280,000 cars...

Best wishes for your successful car hunt... Angela x ...
Thanks Angela,

Some interesting prices there.... clearly some should have been Turkish Lira and not USD in the conversions lol.... but I'll have a look on the website.

Needs to be something sturdy and child friendly... Quasqai was one option, maybe a Nissan X-trail.. might get a UK loan before I go (I imagine the rates are better) and then use my allowance to pay the loan.. Probably look to get a 1-2 year old car from a main dealer. I can sell it at the end and be cash up over the lease option.

Thanks!!
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