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Old 1st September 2018, 09:21   #21 (permalink)
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Re: Travel Insurance

Quote:
Originally Posted by oldfogy View Post
I will do next time but might leave it for now as I am already still covered for next months trip because under the T&Cs of the HSBC free insurance it was booked before my 70th birthday and so still covered.
Seems once you get over 70 the premiums go sky high. We were quoted 1020 for two weeks in Mexico with Saga................needless to say we didn't take it
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Old 1st September 2018, 09:29   #22 (permalink)
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Re: Travel Insurance

Try https://www.insurancewith.com/

The screening is pretty comprehensive but they do offer reasonably priced cover for me post-cancer and a broken collarbone with complications.
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Old 1st September 2018, 13:33   #23 (permalink)
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Re: Travel Insurance

With respect, if over age 70 you are not searching for the correct policy, which is 'travel health insurance' NOT travel insurance.There is a lot of cover out there up to age 85.

Another warning, some policies will not cover a claim if you have been outside the UK in the last 6 months of your application. It's in the very small print. For example we returned to UK from TC end of October one year and applied for cover from a company (I think Insure&Go)to travel back to TC the following February. The company declined to offer cover unless we left later in the year.

We use Nationwide's policy which can be extended for up to 6 months continuous cover. This year we have paid an extra 210 for both for 180 days cover as over 70's.

Natwest offer an identical policy but stop it at age 70. The underwriters and providers are the same, so is the policy schedule, which shows the difference between a mutual company and a plc.
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Old 1st September 2018, 15:33   #24 (permalink)
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Re: Travel Insurance

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Originally Posted by spanabridge View Post
Seems once you get over 70 the premiums go sky high. We were quoted 1020 for two weeks in Mexico with Saga................needless to say we didn't take it
Again another one of those companies who after years of having various types of insurance with and never a claim now don't want to know at any price,

They were GREAT when I hit 50 and as they say insurance for the over 50s but that's just about where it ends over 50, but certainly not over 60 as even at 60 they started declining me insurance and NO WAY over 70, and yet they still keep sending me their junk mail regardless of how many times I have asked and almost pleaded for them to stop sending me junk mail which they will not follow up on.

But still early days and might even leave it for now or at least until I have my next trip booked for around December/Christmas.

But all the comments , links and suggestions are appreciated and will ALL be followed through at some stage.
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Old 1st September 2018, 16:12   #25 (permalink)
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Re: Travel Insurance

Glad we stayed with Nationwide banking .We pay 50 each over 75 world wide inc USA.( now am 77 )
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Old 1st September 2018, 22:44   #26 (permalink)
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Re: Travel Insurance

For next year I can see that mine is going to be fun.....not.

Current policy covers me for declared heart but have had no issues for 10 years however I have been paying over the odds at 80 for year due to the fact they ask do you take pills for high blood pressure, you are sort of forced to answer yes, but, when I last spoke to practice nurse she said I am not registered for high blood pressure (I have never had high blood pressure but it is the same pills) so that clocked up my ins premium.
Then for last year uninsurable for pancreatitis so had to stay within the EU (just in case) this despite they found the reason for the pancreatitis and cured it (blocked bile duct)
Hopefully with over a year passed the pancreatitis is now insurable, but now as I enter my 67th year the insurance premiums kick in again based on age plus I need to get to USA next year which no doubt will bump up the cost even further.
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Old 1st September 2018, 22:51   #27 (permalink)
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Re: Travel Insurance

Thing is I'm not really bothered about the medical aspect of insurance but mainly for the likes of flight cancellation and lost or damaged luggage plus personal effects such as phone/cameras and jewellery, money and plastics.
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Old 1st September 2018, 23:02   #28 (permalink)
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Re: Travel Insurance

Or maybe I should opt for some of this.
Then maybe I could claim under the never get any from you know who.

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