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Old 3rd December 2012, 18:37   #1 (permalink)
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Question SGK - if you miss 2 or 3 payments?

Hi - we are likely to be in the UK for 3 months in the New Year - does anyone know what officially happens - do you just pay up the amount owed on your next payment?

Many thanks
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Old 3rd December 2012, 18:42   #2 (permalink)
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Re: SGK - if you miss 2 or 3 payments?

Yes, you just pay up but you may get a fine as well for late payment. Don't know if this will apply to you or not but if you are going away for 3 months if your RP expires in that time you will have to re-register for SGK.
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Old 3rd December 2012, 18:56   #3 (permalink)
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Re: SGK - if you miss 2 or 3 payments?

Thanks - we go home for first 3 payments and then will be here for the next 9 - this will be our pattern every year.

Someone said "you could pay some on account" as we have done in the past with our water bills before getting them on direct debit - but I will go into the local office and check.

Many thanks

Ps Anyone ever been fined??
If so is it a few lira as is often the case or more?
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Old 3rd December 2012, 20:34   #4 (permalink)
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Re: SGK - if you miss 2 or 3 payments?

the other way you could do it is if you have a good friend here you could give them your number and 3 months money and they can pay every month for the time you are away
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Old 3rd December 2012, 21:49   #5 (permalink)
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Re: SGK - if you miss 2 or 3 payments?

Quote:
Originally Posted by shirleyanntr View Post
the other way you could do it is if you have a good friend here you could give them your number and 3 months money and they can pay every month for the time you are away
This is what I'm doing while I'm away for 2months - you're a star SonnyJim!!!!
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Old 3rd December 2012, 22:20   #6 (permalink)
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Re: SGK - if you miss 2 or 3 payments?

As it is our very first 3 payments I don't want to put that responsibility on someone until we have got it running smoothly ourselves - but will do so in future years - hopefully
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Old 3rd December 2012, 22:57   #7 (permalink)
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Re: SGK - if you miss 2 or 3 payments?

Quote:
Originally Posted by Ian2006 View Post
Hi - we are likely to be in the UK for 3 months in the New Year - does anyone know what officially happens - do you just pay up the amount owed on your next payment?

Many thanks
I've missed two months recently and just paid up with no fine. But I have been told that if you miss 90 days of payments then they throw you off the system. Not sure if it's true or just Chinese Whispers!!!
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Old 4th December 2012, 06:56   #8 (permalink)
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Re: SGK - if you miss 2 or 3 payments?

You are allowed to be up to 89 days in arrears without losing benefits - in other words you can miss two full months payments and still be "live" on the system and undergo treatment, get the 80% discount on medications etc etc. You will also not be fined when you pay.

However once you hit the 90 days without payment not only will you be ineligible for benefits you will also be "knocked off" the system and not be able to receive treatments etc until you have visited your local SGK office, paid the three months arrears along with extra paperwork etc and a possible fine.

Some people have thought that by not paying their SGK for 3 months and being "knocked off" the system is a simple way of opting out of the SGK. It is not. The premiums still continue and you are responsible for them and will have to pay the arrears before you can get treatment again.

Its also worth remembering that when your Residence Permit expires you must revisit the SGK office and have it photocopied and sign a new form for the extension of the SGK cover. This is to ensure people are not taking out a RP just to join the system and then cancelling it to save cash.
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Old 4th December 2012, 10:24   #9 (permalink)
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Re: SGK - if you miss 2 or 3 payments?

Hello All, What would happen if youve joined the SGK then decide to go back to the uk etc to live. then at a later date come back to turkey for holiday? ive heard rumours you would be hit with a fine as once youve joined you cant cancel it. Surely, if you dont live here any more, you would just inform the sgk office and tell them you wouldnt be needing it anymore??? Thanks in advance for any info.
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Old 5th December 2012, 16:06   #10 (permalink)
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Smile Re: SGK - if you miss 2 or 3 payments?

Just to update you - I went to our local SGK office today to ask my questions.
I was told "if you don't want it you don't have to have it" and as I have read previously I think there is a "guidance note" out to offices saying basically - "we will be better off if people/foreigners don't join the scheme"

The main point he then wanted to get across was "you need to go to the Nufus Office" and get a "change of address" form so we can alter your details on the computer" - when I said "the new address is there in my blue book" - he said "you need to go to the Nufus Office" and get a "change of address" form so we can alter your details on the computer" - so I said but the new address is here to which he said - you guessed "you need to go to the Nufus Office" and get a "change of address" form so we can alter your details on the computer" - don't you just love it
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