FORUM
  Home
  Forums
  Photo Gallery
  TLF Donations
  Forum Rules
  Register
  LINKS
  Property Buying Guide
  Didim Google Map
  Weather Station
  FUN
  Arcade Games
  Daily Crossword
  Jen's Chat Room
  Lira Exchange Rates
Old 24th March 2019, 09:48   #1 (permalink)
New Member
 

Thanks: 5
Thanked 5 Times in 3 Posts
jmeg is on a distinguished road
Question Health Insurance

Hi All , Not sure if I am in the right forum but I am planning my move for later this year and basically I was diagnosed with cancer in 2013 but quick op chemo and rads problem solved, I know somewhere along the line I'll have to declare this but to me its not a Pre-existing condition, Anyone any experience of this as in providers/costs etc for insurance ??? I'll still be heading back to UK for my yearly review/mot.
jmeg is offline send PM Reply With Quote Share on facebook
Old 24th March 2019, 18:47   #2 (permalink)
Senior Member
 

Thanks: 1,294
Thanked 5,494 Times in 2,384 Posts
Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute
Re: Health Insurance

Do a search for 'long term travel health insurance'. Don't just search travel insurance.
__________________


Worrying is a waste of imagination.
Kanga is offline send PM Reply With Quote
Old 24th March 2019, 22:07   #3 (permalink)
Senior Member
 
bickern's Avatar
 

Thanks: 3,223
Thanked 13,297 Times in 4,994 Posts
bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute bickern has a reputation beyond repute
Re: Health Insurance

I think you already know that not disclosing your history will have repercussions should you ever make a claim and it is discovered you withheld anything.

Once you declare that history then I am not sure anyone could advise of costs because it would not be standard underwriting therefore many factors would come into play.

Good luck though.
__________________
Regards Norperson (friends can still call me Norman)

A man who views the world the same at fifty as he did at twenty has wasted thirty years of his life.
Muhammad Ali
bickern is offline send PM Reply With Quote
The Following 2 Users Say Thank You to bickern For This Useful Post:
Hilsjw (25th March 2019), jmeg (26th March 2019)
Old 24th March 2019, 23:00   #4 (permalink)
senior member
 
REDDERS's Avatar
 

Thanks: 1,748
Thanked 2,039 Times in 983 Posts
REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute REDDERS has a reputation beyond repute
Re: Health Insurance

Jmeg.,you'll need the special Turkish health insurance when you apply for your Residence Permit and this will be classed as pre existing and you won't find any company who'll cover you for cancer should it affect you again.
__________________
[Doc] Martin..

Marriage is a workshop..where husband works and wife shops..
REDDERS is offline send PM Reply With Quote
The Following 2 Users Say Thank You to REDDERS For This Useful Post:
jearden (25th March 2019), jmeg (26th March 2019)
Old 25th March 2019, 10:40   #5 (permalink)
Senior Member
 

Thanks: 1,294
Thanked 5,494 Times in 2,384 Posts
Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute Kanga has a reputation beyond repute
Re: Health Insurance

You dont give your age but if you are over 65 you dont have to have health insurance to apply for an ikamet, because there is little or no insurance available for a first time applicant over 65. Insurers will normally only continue to offer cover for a long term health policy if you were under 65 when you started the policy.

Assuming you are not yet 65, if you have been clear for 5 years there are companies that will offer some cover. It depends on the cancer and your general state of health now. They may not cover a recurrence of the same cancer, but that doesn't mean that all cancers are ruled out. You need to look very carefully at the policy documents and conditions, and get any additional information in writing. If you can only get info on the phone make sure you keep a note of the day, date and time you spoke,the questions asked and the replies, and the name of the person you spoke to.
The max term you will get on travel related cover is 6 months outside UK. Even this can be complicated as some companies, like Insure & Go, will only offer cover if you have not left the UK for 6 months before the date of application.

Some health insurers will offer good cover with a 2 year ' moratorium' on p/e conditions, with full cover thereafter. This means they will only offer cover on the pre-existing condition after the first 2 years of the policy.
Depending on your age and plans to stay / live in Turkey you may find it better to look at an international health insurance policy offering a moratorium, as sold to expats who go to places like Dubai etc to work.You need a broker for best advice.
That said, if you are going to be a permanent resident it is still worth asking SGK how far they will cover you if you have been clear since 2013. Also consider just keeping a sum of money aside in Turkey for any health bills and pay as you go.
__________________


Worrying is a waste of imagination.

Last edited by Kanga; 25th March 2019 at 10:44..
Kanga is offline send PM Reply With Quote
The Following User Says Thank You to Kanga For This Useful Post:
jmeg (26th March 2019)
Reply

Tags
health , insurance


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Health Insurance andaz Altinkum Forum 6 29th May 2010 09:50
Health insurance phill6986 Banking, Finance and Insurance 2 14th April 2010 12:58
Help Please - Health Insurance paddington bear Banking, Finance and Insurance 5 16th June 2009 17:21
health insurance loz3399 Bodrum Forum 4 27th February 2008 15:37
Health Insurance YogiPJ Bodrum Forum 7 11th July 2006 07:39



All times are GMT +1. The time now is 03:41.
TurkishLiving.com tested by Norton Internet Security TurkishLiving.com tested by McAfee Internet Security
Powered by vBulletin® Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO ©2011, Crawlability, Inc.
Style Provided By: Wrestling Clique - Wrestling Forums
TurkishLiving.com


1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155