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Old 27th January 2020, 13:01   #1 (permalink)
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UK house Insurance

The ınsurance company that we have been usinf for several of our buy to let houses have a 'UK resident' clause. As we live full time in Turkey this may be an issue. they have paid out previously but I am getting nervous. Does anyone living overseas have a UK house insurance (buildings, not contents) which does not have a 'UK resident' clause? Currently I am using the agents CIA
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Old 27th January 2020, 18:35   #2 (permalink)
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Re: UK house Insurance

Is the house occupied, rented, or left empty?
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Old 27th January 2020, 20:07   #3 (permalink)
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Re: UK house Insurance

Quote:
Originally Posted by IbrahimAbi View Post
The ınsurance company that we have been usinf for several of our buy to let houses have a 'UK resident' clause. As we live full time in Turkey this may be an issue. they have paid out previously but I am getting nervous. Does anyone living overseas have a UK house insurance (buildings, not contents) which does not have a 'UK resident' clause? Currently I am using the agents CIA
You mention several and houses, so it is a business. Surely you need relevent insurance for a business.
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Old 27th January 2020, 20:12   #4 (permalink)
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Re: UK house Insurance

wrong post

Last edited by enoch; 27th January 2020 at 20:15..
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Old 28th January 2020, 09:08   #5 (permalink)
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Re: UK house Insurance

Houses are rented, the insurance company have the details eg. Rented by working couple etc.
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Old 28th January 2020, 15:53   #6 (permalink)
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Re: UK house Insurance

I am not living overseas or in this position but if you are over 50 might be worth trying SAGA, I had problems insuring my previous house due to it being empty while it was up for sale, found SAGA very helpful.
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Old 28th January 2020, 17:01   #7 (permalink)
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Re: UK house Insurance

You need a specialist broker. Try mine.
Small, independent, and very efficient.

Paul and Nicola Chappell.

Chappell & Company

18 West Way

Clevedon

BS21 7XN

T: 01275 792002

M: 07970 277151

F: 08715 284808

admin@chappells.net

Authorised and regulated by the Financial Conduct Authority
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Old 28th January 2020, 21:22   #8 (permalink)
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Re: UK house Insurance

I use Homelet.co.uk I don't know if they cover overseas owners you would need to check with them.
Directline do offer cover for you
https://www.directlineforbusiness.co...lord-insurance
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Old 14th July 2020, 12:30   #9 (permalink)
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Re: UK house Insurance

Thanks for your help chaps. In the end I called the broker when 2 of our policies were up for renewal, after consulting the manager I was told that it was OK for us to live in Turkey and the insurance that we had was valid. My advice on this one is to ensure that your status as living overseas is registered on their system.
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Old 14th July 2020, 14:37   #10 (permalink)
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Re: UK house Insurance

Direct line do landlords insurance, my son uses them and has been very happy with their prices and service
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