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Old 9th October 2018, 20:58   #1 (permalink)
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Car Insurance UK ?

The other day I renewed my car insurance, a new one on me as they asked for my Nat Insurance and my driving licence numbers, I declined both and told them no way are they getting them. They did issue the new insurance policy.

Anyone else come across this?
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Old 9th October 2018, 21:02   #2 (permalink)
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Re: Car Insurance UK ?

View or share your driving licence information

You’ll need:

your driving licence number
your National Insurance number
the postcode on your driving licence

https://www.gov.uk/view-driving-licence
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Old 9th October 2018, 21:05   #3 (permalink)
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Re: Car Insurance UK ?

Who uses your National Insurance number

These organisations need to know what your number is:

HM Revenue and Customs (HMRC)
your employer
the Department for Work and Pensions (which includes Jobcentre Plus and the Pension, Disability and Carers Service), if you claim state benefits, or in Northern Ireland the Department for Social Development
your local council, if you claim Housing Benefit, or the Northern Ireland Housing Executive
Electoral Registration Officers (to check your identity when you register to vote)
the Student Loan Company, if you apply for a student loan
your pension provider if you have a personal or stakeholder pension
your Individual Savings Account (ISA) provider, if you open an ISA
authorised financial service providers who help you buy and sell investments like shares, bonds and derivatives - you can check if your provider is authorised




To prevent identity fraud, keep your National Insurance number safe. Do not share it with anyone who does not need it.


https://www.gov.uk/national-insuranc...surance-number
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Old 9th October 2018, 21:27   #4 (permalink)
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Re: Car Insurance UK ?

For car insurance I can understand why they would want to ask for your driving licence number, seems reasonable to me.
Could you just explain your reticence to supply that information.
I can understand why you would feel it unnessary to provide NI number.
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Old 10th October 2018, 09:59   #5 (permalink)
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Re: Car Insurance UK ?

You cannot now provide proof of clean licence without the licence number and NI number via DVLC website. You could a couple of years ago but cannot anymore. I can see why insurance company would want to verify the status of your licence. Whatever you do do not let on that you have been living overseas. They may try to load you up.
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Old 10th October 2018, 10:24   #6 (permalink)
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Re: Car Insurance UK ?

Quote:
Originally Posted by IbrahimAbi View Post
You cannot now provide proof of clean licence without the licence number and NI number via DVLC website. You could a couple of years ago but cannot anymore. I can see why insurance company would want to verify the status of your licence. Whatever you do do not let on that you have been living overseas. They may try to load you up.

What the insurance company should be asking for is the check code to view your driving license record
car owner uses this website
https://www.gov.uk/view-driving-licence

create a licence ‘check code’ to share your driving record with someone, for example a car hire company
The ‘check code’ will be valid for 21 days
Insurance company only needs to know your check code and the last 8 characters of your driving licence number.

This is now used by car rental company's
step by step guide here

https://www.planinsurance.co.uk/blog...cence-summary/
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Old 10th October 2018, 12:36   #7 (permalink)
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Re: Car Insurance UK ?

Quote:
Originally Posted by esb1841 View Post
What the insurance company should be asking for is the check code to view your driving license record
car owner uses this website
https://www.gov.uk/view-driving-licence

create a licence ‘check code’ to share your driving record with someone, for example a car hire company
The ‘check code’ will be valid for 21 days
Insurance company only needs to know your check code and the last 8 characters of your driving licence number.

This is now used by car rental company's
step by step guide here

https://www.planinsurance.co.uk/blog...cence-summary/
That's what I was talking about, you can only do this by putting in your licence number and NI number to get the check code.
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