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Old 16th August 2014, 12:34   #1 (permalink)
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Sorn/mot

Can anyone tell me, if I SORN my car next week can I defer the MOT test and road tax which are both due 1 September until after I remove it - I won't be needing the use of the vehicle for a couple of months?
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Old 16th August 2014, 12:40   #2 (permalink)
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Re: Sorn/mot

Yes, because the car will not be on the road (or shouldn't be) and therefore does not need to have valid tax or MOT, although it should or at least it's best to have at least the basic insurance which companies do have for situations like this.

Not forgetting it also has to be stored 'OFF' the public highway, and a SWORN has to be renewed every year.

Don't forget, eventually when you want to get a new MOT, make sure you make a appointment at the garage, you are then covered to drive to and from the MOT station without having a valid MOT, obviously you will need insurance though.
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Old 16th August 2014, 12:50   #3 (permalink)
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Re: Sorn/mot

it will be parked in the garage BUT it is not insured - is that a problem?
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Old 16th August 2014, 13:01   #4 (permalink)
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Re: Sorn/mot

No it's not a problem, but for a few pounds at least you would be covered for fire or theft.

I posted that more for information purposes really, but without knowing any of the situation, I would probably just park it in a garage myself without bothering with insurance, until it was necessary.
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Old 16th August 2014, 13:25   #5 (permalink)
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Re: Sorn/mot

Since June 2011 it has been compulsory to have continuous motor insurance whether you drive your vehicle or not. The only exception is if you have completed a SORN.


Compulsory car insurance rules come into force - Money Saving Expert
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Old 16th August 2014, 13:33   #6 (permalink)
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Re: Sorn/mot

Which is also why when ready to take the car for a MOT you will also have to take out insurance first, so the procedure is:

1) Insure the car
2) Drive the car to garage for MOT test with insurance but without road tax
3) Using the insurance and MOT certificates apply for road tax?
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Old 16th August 2014, 15:51   #7 (permalink)
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Re: Sorn/mot

It is best to tell the MOT centre that you are out of MOT and they will confirm your appointment to the police if you are stopped.

Steve.
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Old 16th August 2014, 16:12   #8 (permalink)
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Re: Sorn/mot

Quote:
Originally Posted by Marggie View Post
Since June 2011 it has been compulsory to have continuous motor insurance whether you drive your vehicle or not. The only exception is if you have completed a SORN.


Compulsory car insurance rules come into force - Money Saving Expert
The above link is very misleading and contradictory.

In the first paragraph it says:
If you've got an uninsured vehicle you are breaking the law whether you drive it or not, under rules that will be enforced from today. The only exception is for those who declare their motor off-road.

Further down the article it says:
If you have a vehicle you do not drive, the only way to avoid paying insurance is with a valid Statutory Off Road Notification (Sorn), declaring your vehicle is not in use.

What it fails to tell you is that those scenarios only refer to vehicles that are parked on a public highway.

If a vehicle is parked either on a private drive or in a garage then NO insurance is actually necessary, although you can if you wish purchase just the bare minimum which is even lower and obviously cheaper than Third Party Fire & Theft (TPF&T) because it covers only Fire & Theft, this is insurance specifically for SORN cases.
(And yes, not a lot of people know that either)

****************************

Changing the topic slightly.
For a long time I had only ever had old bangers and only ever insured them for TPF&T, long story short,,,,,,,,,,,, After a accident which was my fault (driving off a blind-sided shop front I hit the side of a oncoming car) I had call to talk to my insurance and out of curiosity I asked how much Fully Comp would have been and to my amazement they confirmed that what we call 'Fully Comp' (Comprehensive insurance) was in fact not very much more than just the normal TPF&T about 20 if I remember correctly.
So don't always assume Fully Comp is going to cost a arm and a leg, ASK.
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Old 16th August 2014, 17:02   #9 (permalink)
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Re: Sorn/mot

I think after this oct you no longer need a tax disc on the car . You just either do it & pay on line ,or phone and pay it over the phone with debit /cred card . That will make life much easier as it will mean you no longer will have to wait for the tax disc to arrive through the post [if you did not do it at a post office .] With the Police ANP cameras there is no need for a tax disc any more .
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Old 16th August 2014, 17:17   #10 (permalink)
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Re: Sorn/mot

Quote:
Originally Posted by evo80 View Post
I think after this oct you no longer need a tax disc on the car . You just either do it & pay on line ,or phone and pay it over the phone with debit /cred card . That will make life much easier as it will mean you no longer will have to wait for the tax disc to arrive through the post [if you did not do it at a post office .] With the Police ANP cameras there is no need for a tax disc any more .
I don't know if that will/would be a good thing or not, because there is then no instant visual notice showing if the vehicle is not taxed and how many people will take the opportunity to think they will never be by a ANP camera, much the same as the people who do not declare motoring convictions just so they can get cheaper insurance, even though their insurance would be void if they were involved in a accident, but from the police check point of view, the person has insurance.
Although if the new system arrives later this year when people do not have to declare convictions simply because insurance companies are signing up to a central data basis, that will put paid to that little scam.

Personally I think Road fund licence should be lumped/grouped on with our insurance, then it will also be unavoidable, but obviously makes it a much bigger sum for most people to pay out all at the same time.
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